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Long gone are the days when if you wanted to safeguard yourself against the inconvenience of being stranded, either in the event of being involved in a road traffic accident or should your vehicle happen to breakdown, you only had the choice of a few well known, established motoring clubs offering Motor Breakdown Insurance.



As with Car Insurance, there are now a multitude of Motor Breakdown companies such as the AA, Autonational Rescue, Britannia Rescue, Call Assist, First Call GB Ltd, Green Flag, Mondial Assistance, RAC, Europe Assistance and many more, all offering various levels of cover and competing with each other for your business. The result of this is that there are now some very reasonable prices out there for comprehensive levels of cover and coupled with the fact that the majority of new cars these days are becoming increasing harder to diagnose and repair, is it something you should chance being without?



Should you decide to purchase Motor Breakdown Insurance for your vehicle, you will have to decide whether to choose Vehicle or Personal cover. The main difference between the two being vehicle cover would normally cover your vehicle for any insured driver, where as personal cover would cover yourself in any road legal vehicle.



Once decided on which type of cover you want, you will be faced with varying levels of cover. To go through all the options available from every organisation out there would take a very long time, however I will list some of the more common ones for you, but please bare in mind the terminology used by each individual organisation will vary.

• Assistance at Home
• Roadside Assistance
• Onward Destination Service (usually public transport)
• Hotel Accommodation
• Recovery (varies between local & any destination)
• European cover
• Car Hire
• Caravan or Trailer cover



You will find some companies offering features such as no claims discount, cover for any age vehicle, discounts for vehicles no older than two to three years or even discounts for multiple vehicles, and with companies such as First Call GB Ltd who also offer cover for wheelchair and scooter users, you are sure to find Motor Breakdown Insurance to suit your needs.

With prices starting from as little as £20 to £30 it’s a small price to pay for that added peace of mind that should your vehicle breakdown, you will have the backing of one of the UK’s many motoring organisations to assist you in your time of need and possibly saving you what could a very expensive bill for the repair or recovery of your vehicle.

EssexTouristGuide.com

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